Money Saving Hacks

Hey there, savvy savers! 🐷 Ready to make your money work smarter, not harder, when sending it across borders or jet-setting around the globe? Say hello to Wise (formerly known as TransferWise), your new best friend for all things international transfers and travel! I have done the comparisons for you and this is definitely the best option out there 🌍✈️

What’s Wise?

Wise is like that trusty sidekick who always has your back, especially when it comes to moving money internationally. Growing up overseas, I have been using it for over 10 years now and saved thousands of dollars. Whether you’re paying for a getaway in Bali, sending funds to your great-aunty in the UK, or hopping to NZ for work: Wise makes the whole process as smooth as silk (the inexpensive one, that is!).

Why Wise is a Game-Changer

1. Super low fees 💸 Traditional banks love to sneak in hidden fees and terrible exchange rates, but not Wise! With Wise, you get the real exchange rate (you know, the one you see on Google) and super low, transparent fees. That means more money stays in your pocket where it belongs!
2. Lightning-fast transfers ⚡ Waiting days for a transfer to clear? Not with Wise. Most transfers happen within hours, sometimes even minutes. So whether it’s an emergency or you’re just eager to get things moving, Wise won’t leave you hanging.
3. Easy to use 📱 The Wise app is a breeze to navigate. With just a few taps, you can send money, check rates, and even set up alerts to know the best time to make your transfer. It’s like having a personal financial assistant right in your pocket!
4. Multi-currency account 💼 Wise’s multi-currency account is a lifesaver. You can hold and manage money in multiple currencies, making it a breeze to pay bills or shop online in different countries without getting hit by conversion fees each time.
5. Safe and secure 🔒 Security is a top priority for Wise. They use advanced security measures to keep your money and personal information safe. Plus, they’re regulated by financial authorities around the world, so you can rest easy knowing your funds are in good hands.

Be Wise When Travelling: Your Wallet’s New Best Friend

1. Borderless Spending 🌐 With the Wise debit card, you can spend like a local in over 50 currencies. No more worrying about exchange rates or finding the best place to change your money. Just swipe your card and go!
2. ATM Withdrawals Without the Hassle 🏧 Need cash? No problem! Wise offers free ATM withdrawals up to a certain limit each month. Beyond that, the fees are minimal compared to traditional banks, so you can enjoy more of your hard-earned money.
3. Real-Time Notifications 📲 Stay on top of your spending with real-time notifications. Know exactly how much you’re spending and in which currency, so there are no surprises when you check your balance.
4. Perfect for Digital Nomads and Expats 🏝️💼 If you’re living the digital nomad life or have moved abroad, Wise is a godsend. It makes managing your finances across different countries and currencies a breeze, letting you focus on enjoying your adventures.

How to Get Started Wise-ly

1. Sign up 📝 Head over to the Wise website and sign up. It’s quick and easy, and you’ll be up and running in no time.
2. Verify your identity 🆔 To keep things secure, you’ll need to verify your identity. It’s a simple process and ensures that your money is safe.
3. Start transferring and spending! 🚀 Link your bank account, load up your Wise account, and start sending money or spending on your travels. It’s that simple!
4. Get a physical debit card If travelling to countries where tap-on is not as widespread as in Australia, request a physical card conveniently sent to your home.

So, there you have it, folks! Wise is the ultimate tool for making your international money transfers and travel spending easy, affordable, and stress-free. Give it a try and watch your savings grow while you explore the world. Happy saving and safe travels! 🐷💖🌏